Travel Ledger
TL Payment IQ

Unlock hidden value from your supplier card payments.

Estimate the cashback and admin savings available on eligible supplier payments made with TL Pay Virtual Cards — in under a minute.

TL Pay Virtual Card cashbackAdmin savingsPersonalised value report
Your supplier payments

Enter approximate monthly figures. Nothing is stored or sent anywhere.

Eligible spend you could route through TL Pay Virtual Cards (GBP)

%

What you already earn today, if anything

Number of individual payments your team makes

£0Auto

Auto-calculated from monthly supplier card spend / number of supplier card payments.

min

Matching, chasing and filing per payment

Fully loaded cost of the person doing the work

Estimated monthly value
£0
Estimated annual value
£0
Estimated monthly cashback£0
Estimated admin savings£0
Current provider
£0
TL Pay Cards
£0
Additional monthly value
£0
Detailed comparison
Current provider
Cashback
£0
Admin savings
£0
Total monthly value
£0
TL Pay Virtual Cards
Cashback
£0
Operational savings
£0
Total monthly value
£0
Tier qualification
Current tier
Core
Current offer
1.20%
New offer from 1 September 2026
1.00%
Next tier
Growth · 1.30% from £600,000
Core — from £0 monthly eligible card spend1.20%
Growth — from £600,000 monthly eligible card spend1.30%
Scale — from £1,200,000 monthly eligible card spend1.35%

Payment IQ is a directional estimate. Actual value depends on supplier card acceptance, card eligibility, supplier category and agreed commercial terms. Cashback applies to eligible TL Pay Virtual Card spend only.

Tailored review

Let us review your balance due report.

Payment IQ gives you an indicative estimate. For a more accurate opportunity view, send us your balance due report or supplier payment report and we'll review where TL Pay Virtual Cards may be able to create cashback and reduce payment administration.

Send your reporthello@travelledger.org

We'll review your supplier mix, eligible card spend, current payment routes and reconciliation effort. Subject to supplier acceptance and commercial terms.

Send your results

Send me my Payment IQ results.

Enter your details and we'll send you a copy of your indicative Payment IQ results. We'll also review the information and let you know where TL Pay Virtual Cards may be able to create cashback or reduce payment administration on eligible supplier card payments.

Results are indicative and subject to supplier acceptance, card eligibility and commercial terms. By submitting this form, you agree that Travel Ledger may contact you about your Payment IQ results and related supplier payment opportunities. We will handle your data in line with our Privacy and Legal Notices.

Payment IQ is a directional value estimator. Actual opportunity depends on supplier eligibility, card acceptance, category, card type and agreed commercial terms.

Next steps

Ready to unlock your TL Pay Virtual Cards opportunity?

  1. 1
    Add your supplier payment data

    Monthly supplier card spend, payment volumes and reconciliation time.

  2. 2
    Review the opportunity

    See indicative cashback, admin savings and the tier your spend qualifies for.

  3. 3
    Speak to Travel Ledger

    Send your supplier payment report and we'll validate the numbers with you.

Talk to the team

Ready to unlock your TL Pay Virtual Cards opportunity?

Open the calculator, or send us your supplier payment report for a tailored review.

Talk to our team about supplier payments, settlement, reconciliation or payment opportunities.