Make supplier payments work harder.
Route each supplier payment the right way, turn eligible spend into cashback with TL Virtual Cards, and check your payment opportunity in minutes.
Supplier spend is spread across too many places to work harder.
When card, bank, portal and back-office payments live apart, cashback opportunities go missed and payment control is hard to prove.
- Missed cashback on eligible spendopportunity
- Payments made blindly across channelscontrol
- Manual reconciliation across suppliersadmin
Choose the right route for each supplier payment.
Pick between connected settlement, TL Virtual Cards and Payment IQ depending on supplier acceptance, payment route and commercial opportunity.
Fund and settle supplier payments with booking references, accepted balances, commission values where provided and remittance data connected.
Explore TL PayPay eligible off-platform suppliers by card and earn cashback on spend you're already making.
Explore TL Virtual CardsModel your supplier spend and see where each payment could work harder.
Open Payment IQFor Trade Buyers, supplier payments are easier to manage when booking references, commission values where provided, accepted balances and remittance data can be reviewed together.
Trade Buyers do not pay to use TL Pay, making connected settlement a simple starting point for supplier payments. TL Virtual Cards and other payment opportunities may be subject to separate terms.
Safer supplier payment workflows
For connected suppliers, TL Pay reduces the need for Trade Buyers to manually onboard, maintain or re-key supplier bank details. This helps reduce exposure to bank-detail fraud and payment redirection risk.
Turn eligible supplier spend into a commercial line.
You're already making these payments. Route the eligible ones through a Travel Ledger Virtual Card and cashback becomes a monthly credit — with the control and audit trail your finance team wants.
See what your supplier payments could be worth.
Answer a few questions about your supplier spend and payment mix. Payment IQ estimates cashback potential, eligible off-platform payments and operational savings — in under a minute.
- Estimate cashback on eligible card spend
- Size the operational saving from cleaner reconciliation
- See your opportunity tier at a glance
Illustrative only. Payment IQ estimates against your real supplier payment inputs.
Supplier payment opportunities in practice.
Four common places where supplier spend can start working harder — right now.
- Challenge
- Six-figure supplier payments made by bank transfer with no rebate.
- Opportunity
- Route eligible cruise supplier spend via TL Virtual Cards for monthly cashback.
- Challenge
- TAAP bookings paid manually — admin heavy, no earn back.
- Opportunity
- Automated TL Virtual Card payment and reconciliation for eligible TAAP bookings.
- Challenge
- Accommodation payments split across portals with limited control.
- Opportunity
- Consolidate eligible spend through TL Virtual Cards with buyer-side controls.
- Challenge
- Long-tail supplier payments that never get commercially reviewed.
- Opportunity
- Identify eligible spend across DMCs and specialist suppliers.
Common questions about paying suppliers with Travel Ledger.
Who is this page for?＋
Any travel business that pays suppliers — travel agents, tour operators, OTAs and travel businesses managing supplier spend. Within Travel Ledger you'll be known as a Trade Buyer.
Can I use TL Virtual Cards for every supplier?＋
TL Virtual Cards work with eligible off-platform suppliers where card acceptance is available. Acceptance varies by supplier, country and payment scenario — the team will help you review your book.
How much cashback could we earn?＋
Standard tier is 1.20% on eligible supplier card spend, rising to 1.30% from £600k/month and 1.35% from £1.2m/month. Use Payment IQ for a first estimate.
How do I check my opportunity?＋
Open Payment IQ, or send us your supplier payment report and we'll come back with a tailored view.
How does TL Pay help reduce supplier bank-detail fraud risk?＋
For connected suppliers, Trade Buyers can pay through TL Pay without manually entering, storing or updating supplier bank details for every supplier relationship. This reduces manual handling of bank details and helps lower exposure to payment redirection and supplier bank-detail fraud.
Ready to make supplier payments work harder?
Check your Payment IQ or speak to the team about where your supplier payments could create more value.
Talk to our team about supplier payments, settlement, reconciliation or payment opportunities.