Turn eligible supplier payments into measurable value.
Improve control, reduce manual handling, support reconciliation and unlock cashback opportunities on eligible supplier spend — built around the payments you're already making.
Four pillars of the TL Virtual Cards business case.
Cashback on eligible off-platform supplier spend, where terms allow.
Limits, validity and supplier controls on every eligible payment.
Less manual card handling and fewer payment exceptions.
Card-level data flowing into remittance and matching.
Payments already being made, outside standard settlement.
The opportunity comes from supplier payments already being made outside standard settlement workflows — especially where card acceptance is available and reconciliation effort is currently high.
Model a supplier payment opportunity.
Adjust the inputs to see how eligible spend, cashback rate and admin effort combine into a monthly and annual view. Illustrative only — actual outcomes depend on eligibility, supplier acceptance and agreed commercial terms.
Subject to eligibility, supplier acceptance and agreed commercial terms.
Higher eligible card spend can unlock stronger cashback rates.
Travel Ledger Virtual Cards can help turn eligible supplier payments into a commercial opportunity. Cashback rates depend on monthly eligible card spend, supplier acceptance, card type and agreed commercial terms.
Cashback is subject to eligible supplier spend, card acceptance, interchange, supplier category and agreed commercial terms. Rates and thresholds should remain editable.
Check your payment opportunityWhat the case looks like across the book.
- Challenge
- Six-figure deposits and balances paid by bank transfer, no earn-back.
- Opportunity
- Route eligible cruise spend via TL Virtual Cards, with clean references for finance.
- How Travel Ledger helps
- Travel Ledger provides card issuance, controls and reconciliation data.
- Challenge
- Manual card handling for TAAP bookings, high admin load.
- Opportunity
- Automated TL Virtual Card payment and booking data capture.
- How Travel Ledger helps
- API-enabled cards trigger from the booking workflow.
- Challenge
- Accommodation spend split across portals with limited control.
- Opportunity
- Consolidate eligible spend through TL Virtual Cards with supplier-level controls.
- How Travel Ledger helps
- Multi-use cards with governance and visibility.
- Challenge
- Long-tail supplier payments that never get commercially reviewed.
- Opportunity
- Identify eligible spend across DMCs and specialist suppliers.
- How Travel Ledger helps
- Payment IQ review plus card-type recommendation.
More than cashback.
The business case isn't only about cashback. TL Virtual Cards also support payment control, supplier-level governance, just-in-time funding, reduced manual handling and clearer transaction visibility.
Where eligible spend is happening today.
Travel Ledger Virtual Card data shows eligible supplier card spend already being used across major travel categories, including cruise, airlines and accommodation. Your own opportunity depends on your supplier book and card acceptance.
Want to build your TL Virtual Cards business case?
Estimate your opportunity with Payment IQ, or send us your supplier payment report for a tailored view.
Talk to our team about supplier payments, settlement, reconciliation or payment opportunities.